Today's dynamic real estate industry demands deep market intelligence and a comprehensive strategy so you can manage risk and improve performance.
We've got you covered.

At Britton Gallagher, we recognize that real estate is a part of a larger risk management strategy, so we work with you to develop comprehensive insurance products that address the whole risk picture at your business. We’re a partner you can trust to identify real estate risks facing you and your business—and to manage those so you can succeed.

Trust us, we know your risk. We get your business, and we understand your exposure to risk. That’s why we build competitive insurance products with broad coverage that address all exposures. We cover a lot of ground, but we don’t miss a single detail in your risk picture. Our experienced staff has more than 50 years of combined experience in the real estate industry. We work as your trusted adviser and an extension of your executive team. That synergy is critical to your success in the real estate market.

We take a holistic approach. We’ll fill any gaps and make sure that all exposures are identified. But client service goes beyond plugging products into the right place. We are deeply engaged in our clients’ businesses. It’s our business to know your business, and this intelligence helps us provide you with innovative, cost-efficient solutions that work for you today and into the future.

We ask the tough questions to tease out risk management issues embedded in real estate deals. And, because we’ve sat on the other side of the table, we understand the insurance buyer perspective. Plus, we’re sticklers for detail, so we’ll go the extra mile to ensure that your risk exposure is covered from all angles. We’ll help draft lease agreements so risk is appropriately passed down to tenants, and we’ll review and advise on the insurance sections of lease agreements. Whatever it takes. Our goal is to make sure you are as protected as possible.

We’ve got you covered. Our experts deliver cutting-edge solutions that can give your organization a competitive advantage. We’ll help you reach your goals through every phase of the real estate market and property cycles.

  • Deductible buy-downs for catastrophic exposures
  • Negotiations with lenders on loan covenants
  • Probable Maximum Loss (PML) benchmarking
  • Master insurance programs for market leverage
  • Premium allocations, escalations and CAM measurements
  • Automated certificate/evidence of insurance management for tenants, lenders and other stakeholders
  • Lease agreement insurance requirements design and review
  • Insurance solutions for sale leasebacks and/or triple net leases
  • Insurance program design based on defined risk appetite of client