Supplemental insurance benefits enhance your employer-paid program and employees can take advantage of lower group rates, the convenience of payroll deductions and, in some cases, pre-tax deductions. Typically, employees pay 100 percent of the premiums with supplemental benefit products.
Britton Gallagher has an in-house division focused entirely on supplemental benefits administration. We work with you to identify any gaps in coverages and provide access to comprehensive information on voluntary employee benefits to help you determine which options will improve employee attraction and retention.
Providing employees with access to voluntary benefits gives them options to enhance their coverage with supplemental health and insurance solutions, including:
Life or accident insurance
Limited medical plan
Individual medical plan
Identity theft insurance
Non-insurance supplemental benefits may also be offered to add extra value to an employee’s overall benefits package. Many of these benefits are designed to offer simplicity, convenience or money-saving options to various aspects of employees’ lives.